Our Reinsurers

Having a good backup is our best guarantee. We have the support of 19 prestigious international reinsurers with the highest risk ratings that rely on our experience and stability.


To serve small, medium and large enterprises providing them a comprehensive support by means of financial services specially designed that contribute to its growth and financial wellbeing.


Be leaders at Latin American level in delivering comprehensive financial solutions to contribute in this way to the economic and social development of the region.

Our Values


We look for and act with high quality standards that are conveyed in our dedication to the customer and in a continuous improvement of our products, services and processes.


We are aware of the importance of fulfilling with our objectives and agreements. We strive to achieve our goals and be reliable for our internal and external clients.


We are passionate about discovering new roads. We constantly review and improve our services to add value to our clients and collaborators.


We perform under ethical principles, honesty and transparency, to ensure that our solutions are coherent with the wellbeing of our clients.


We dare to be different, to challenge the established and to say
what we think assertively and constructively.

Board of Directors

Darío Durán | Chairman
Business Administration and Master in Finance from the Universidad de los Andes in Bogotá; Harvard Business School MBA. He has served as an advisor at McKinsey & Co; Vice President of Securities Investments Bavaria (now called Valorem); numerous operational positions at the portfolio and at the holding level as well in Sanford Group. He is also a co-founder of ALTRA in 2005.
Pedro Pablo Álamos Rojas | Director
Commercial Engineer, Pontificia Universidad Católica de Chile; MBA Columbia Business School, Columbia University. Experience as senior Vice President – Head of Project financing, and senior Vice President – Head of Corporate Finance and Sales Desk at Itaú BBA – Chile. Former Business Manager at BCI, Financial Advisorship, Manager of the BBVA Investment Bank; and Consultant for the Boston Consulting Group.
Alberto Chadwick Molina | Director
Commercial Engineer, Universidad de Santiago and MBA, Universidad Adolfo Ibáñez. Started his carrier in the financial sector as trader at the financial company Financo; former Finance Manager of Banco del Pacífico and founding partner of CHG Agentes de Valores S.A. for then extending his performance to the stock exchange market with CHG Corredores de Bolsa S.A. where is General Manager.
Juan Conrads Zauschkevich | Director
Industrial Civil Engineer, Master Degree in Engineering Science, Pontificia Universidad Católica de Chile and MBA, Columbia University. Director of Fundación Para el Progreso. Has more than 10 years of experience in project evaluations, mergers, acquisitions and assets management and as Director of the Clinic of Sanatorio Alemán in Concepción; Director de Zach; and General Manager of Inversiones Alcántara.
Juan Pablo Gómez | Director
He has a degree in International Business and Commerce and Economic Policy from American University in Washington D.C. He is also a Business Administrator of the College of Higher Studies in Administration (“CESA”) in Bogotá. He has served as General Manager at ContourGlobal Latam; Valorem Project Director; and joined ALTRA in 2012 as Senior Vice-president.
Andrés Segú Undurraga | Director
Business graduate from Universidad Católica de Chile, currently works as Chief Investment Officer at Megeve, leading the investment team in public markets. Prior to Megeve, he held positions in Banco Penta, Penta Vida and Enersis.
Pritesh Modi | Director
Bachelor of Science in Business Administration at Drake University in Des Moines, Iowa. He has served as Actuary at Northstar Financial; Senior Manager of the Product Development and Strategy area of ​​HSBC; Senior Actuary at Towers Watson; Director and Head of Actuariado at LeapFrog Investments; and joined DEG as Senior Investment Manager in 2019.

Executive Team

Ignacio Álamos Rojas | Chief Executive Officer
Commercial Engineer, Pontificia Universidad Católica de Chile. MBA at the Kellogg School of Management, Northwestern University, United States. Founding Partner of AVLA. Was Project Manager in McKinsey & Co. and Deputy Manager of Corporate Finance at BICE Chileconsult.
Raimundo Pérez Larrondo | Head of Finance

Commercial Engineer from the Universidad de los Andes, with an MBA from the Instituto de Empresas (IE) in Madrid. More than 8 years of experience, focused on the financial and real estate sector. He has specialized in the analysis, valuation, recommendation and management of investment portfolios, together with accounting / financial planning and business management control. Also, more than 4 years of experience teaching undergraduate courses (Business Valuation and Project Evaluation courses). Great capacity for analysis, communication and relationship with people.

Luz María Abbott Urzúa | Head of Audit and Compliance
Lawyer and Master Degree in Law, University Adolfo Ibáñez. Master Degree in Patrimonial Law, Pontificia Universidad Católica de Chile. More than 15 years in the financial sector as external and mortgage senior lawyer of Banco Santander-Chile.
David Muñoz Soto | Head of Operation, Risks & Technology
Industrial Engineering at Universidad Bío-Bío, Ph.D. in Industrial Engineering and Operations Research and Master of Engineering at The Pennsylvania State University. Former Project Manager at McKinsey and Operations Intern at Kimberly Clark. Additionally, worked as a researcher for DARPA and NIH, among others.
Enrique Hederra Bunster | Head of Strategy, Development and People

Industrial Civil Engineer with a double degree from the Pontificia Universidad Católica de Chile and the École Centrale Paris. MBA Chicago Booth School of Business, University of Chicago in the United States. He has a long and relevant career in strategic consulting at The Boston Consulting Group where he worked for more than four years and as a Corporate Strategy Associate at Itaú-Corpbanca during the merger of both banks. With extensive experience in international companies in various industries, he has a great vision and capacity for strategic business analysis, and excellent aptitudes for the execution of high-impact projects.

Ignacio Menchaca Guzmán | Head of
Gabriela Azócar Giménez | Surety Bonds Manager
Licensee in Juridical Science, Universidad Central de Chile and Licensed in Direction and Company Management at Universidad del Desarrollo. Has vast experience as Commercial Director of Guarantees of Cesce and has hold various different commercial positions in Aseguradora Magallanes.
Paula Petit-Laurent Baldrich | Trade Credit Manager
Civil Engineer and MBF, Universidad de Chile. More than 20 years of experience in the financial sector as Technical Manager in Aseguradora Magallanes de Garantía y Crédito S.A. and Risk Manager in the credit insurance company Coface Chile S.A. Started her professional carreer as Financial Analyst at Banco Bice and Banco Crédit Lyonnais.
Matías Fleischmann Chadwick | Financial Guarantees Manager
Commercial Engineer at Universidad Diego Portales and MBA at Instituto de Empresa in Spain. More than 15 years of experience in the financial sector, previously performing as Executive Director – Head of Loans Chile in Banco Santander and Vice President of the Real Estate Investment Banking at Santander Investment.
Rodrigo Alberto Lozano Bonilla | Head of Collections

Degree in Business Management Universidad Alberto Hurtado. He has more than 16 years of experience working in the SME segment. He worked at Tanner Servicios Financieros as Risk and Normalization Manager for 5 years and as Collection Manager for 8 years.

Pedro Pablo Álamos Rojas | International Manager
Commercial Engineer, Pontificia Universidad Católica de Chile; MBA Columbia Business School, Columbia University. Experience as senior Vice President – Head of Project Financing, and senior Vice President – Head of Corporate Finance and Sales Desk at Itaú BBA – Chile. Former Business Manager at BCI, Financial Advisorship, Manager of the BBVA Investment Bank; and Consultant for the Boston Consulting Group.
Felipe Tornero Ochagavia | Financial Guarantees Manager
Commercial Engineer, Pontificia Universidad Católica de Chile, MBA Cass Business School, City University, London. Has more than 9 years of experience in the financial industry, previously performing as Deputy Manager of the Private Bank of Credicorp Capital (ex IMTrust), as well in different positions at Banco Santander and BCI.
Patricio Cofré | Corporate Legal Manager
Attorney from Universidad Diego Portales and magister in business law at Universidad Católica de Chile. Advanced magister in legal sciences at Pompeu Fabra University, Barcelona, Spain. Has more than 10 years of experience in corporate partnerships as a senior lawyer in Morales & Besa and Bofill Mir & Álvarez Jana.
Nicolás Méndez Mackenna | Research, Marketing and Creditors Manager
Civil Engineer at Pontificia Universidad Católica de Chile and MBA at Macquarie University in Sydney, Australia. During his professional career, he has worked as Investment Manager and then as General Manager in The Family Office Solar. He also has experience as Deputy Manager of Financial Guarantees in AVLA.
Daniela Crespi Schroder | Human Resources Corporate Manager
Psychology at Universidad Central de Chile; Diploma in Managerial Competencies and Ontological Coaching Certification at Universidad del Desarrollo, and Coaching Certification at SCPNL. Former Head of Organizational Development in Mintlab, Cruz Verde and AVLA.

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